Re: GE Lowes CLI Recon Success
10-09-2012 01:55 PM
So I requested a CLI from $1,000 to $2,000 on the 1st of October through the automated phone system, denied and letter mailed. Well I got the letter and I usually don't read them but this one I noticed that they had used an old pull that they had done from back in July 2012. I called the general number and eventually got to a person, who read a nice script, I requested to speak with someone in the underwriting department which she hesitantly transferred me to. After verifying income and holding while they reviewed a fresh credit report (soft pull) I was granted the CLI, Wooooo. SInce July I have purchased a house and a new car and I believe one baddie fell off so I wanted to be sure if I was denied it was on my new information, just goes to show you that perseverance does pay off.
GE is very generous with CLIs...congrats!
FICO scores: 763 (EQ) 740 (EX) 751 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $8k balance remaining | 60 months @ 4.9% (First Time Buyer 12/2012)
Tradelines: Capital One (5k) | Macy's (1.1k) | Living Spaces (8.5k) | Ashley (5.5k) | Discover IT (2k) | Walmart Discover (3k) | Chase Freedom NPSL | Citi Simplicity (8.0k)