Re: 61 Day CLI: >3x?
10-09-2012 02:09 PM
I would stick to the 3x CLI request. You have some good limits on the other cards and not knowing your DTI ratio I would tend to be more cautious. Get the 3x CLI now and in 6 months then go for more.
While I havent researched it here, I imagine that the mantra of 3x CLI at 61st day has been fairly tested in the past. AMEX had a reason to give you the limit they did and I doubt little has changed in the 2 months since you started using the card to really change their mind too much.
Ye of little faith, Duncan. I've removed a collection in that time and increased my FICO by more than 20 points.
But really, what's the worst they can do? Counter? Decline?