Established Contributor
Posts: 898
Registered: ‎07-17-2012
Re: Does Chase Blacklist?

Following up on my app from last week. I received a letter in the mail today. Denied for the following reasons -

 

Credit report reflects a bankruptcy

Credit report shows a tax lien, public record or collection

Credit report reflects charge off(s) or bad debt collection(s)

 

I guess all of the above is correct -

 

So, bankruptcy - check

Tax liens - check (a few of those)

Bad dept/collections - check

 

All of these were from before my bankruptcy that was discharged 2/2010. Report was pulled from EX.  They don't list anything that makes me think that I'm listed because of the account that I had with them that was included in my BK. 

 

I wonder if I should bother trying again in 2 years or don't bother until the BK falls off. That will be gone before the tax liens are.

 


|****$8000****|****$6000*****|****$6000*****|****$2500****|****$1600****|****$3000*****|*****$1400*****|****$1350*****|
EX - 657 (MyFico 10/02/14) TU - 657 (Walmart 11/08/14 ) EQ 04 - 701 (DCU -11/28/14) EQ 08 - 684 (MyFico -12/04/14)