Re: Does Chase Blacklist?
10-09-2012 04:23 PM
Following up on my app from last week. I received a letter in the mail today. Denied for the following reasons -
Credit report reflects a bankruptcy
Credit report shows a tax lien, public record or collection
Credit report reflects charge off(s) or bad debt collection(s)
I guess all of the above is correct -
So, bankruptcy - check
Tax liens - check (a few of those)
Bad dept/collections - check
All of these were from before my bankruptcy that was discharged 2/2010. Report was pulled from EX. They don't list anything that makes me think that I'm listed because of the account that I had with them that was included in my BK.
I wonder if I should bother trying again in 2 years or don't bother until the BK falls off. That will be gone before the tax liens are.
Goal - 700 Club in '13!!!
My Wallet - Barclay's - $3700. Target - $3000. Cap 1 - $2500. Merrick - $1000. Orchard - $950. Walmart - $700. JCP - $200.