Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
Re: Wells Fargo secured card advice

pat0812 wrote:

will adding an extra $2000 deposit on my secured card request a soft or hard pull ?


if it graduates, will it graduate to a new credit limit or will stay the same as it was on secured ?

Usually they remain the same. The higher the deposit the better. It really doesn't matter whether it is SP or HP because you will be in the garden for awhile anyways.


Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    

     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%