Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
Re: Why Pay New Charges In Full Before Statement Closes?

nicholasyud wrote:

low limit.....400 400 and 500 3 credit card.....low balance....but its 315/400 on one card last month ;-(

I think you may get a 20 point boost by following the plan we mentioned, which in your case would be:


0/400 0/400 15-45/500


It might be hard to do this if you use the cards regularly.


Keep in mind that a good score does not necessarily mean approval for credit. The whole report must look good. It will take you some time to grow your accounts.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    

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