| | | | | FIRST PREMIER BANK Potentially Negative Closed More Account Details | | Experian® | Equifax® | TransUnion® | | | | Account Name | FIRST PREMIER BANK | FIRST PREMIER | FST PREMIER | Account # | 517760739300XXXX | 517760739300XXXX | 51776073XXXX | Account Type | Credit Card | Revolving or Option | Revolving account | Balance | $440.00 | $440.00 | $440.00 | Date Opened | 8/1/2009 | 8/1/2009 | 8/7/2009 | | |
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| | | | | GECRB/SAMS Potentially Negative Closed More Account Details | | Experian® | Equifax® | TransUnion® | | | | Account Name | No Data Returned
For This Bureau | GECRB/SAMS CLUB | GECRB/SAMS | Account # | 77141003XXXX | 77141003XXXX | Account Type | Revolving or Option | Revolving account | Balance | $0.00 | $0.00 | Date Opened | 2/1/2007 | 2/7/2007 | | |
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| | | | | SOUTHWEST CREDIT SYS Potentially Negative Closed More Account Details | | Experian® | Equifax® | TransUnion® | | | | Account Name | No Data Returned
For This Bureau | SOUTHWEST CREDIT SYS | No Data Returned
For This Bureau | Account # | 3503XXXX | Account Type | Collection Account | Balance | $564.00 | Date Opened | 1/1/2012 | | |
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| | | | | SOUTHWEST CREDIT SYSTE Potentially Negative Closed More Account Details | | Experian® | Equifax® | TransUnion® | | | | Account Name | SOUTHWEST CREDIT SYSTE | SOUTHWEST CREDIT SYS | No Data Returned
For This Bureau | Account # | 3736XXXX | 3736XXXX | Account Type | Collection Department / Agency / Attorney | Collection Account | Balance | $663.00 | $663.00 | Date Opened | 7/1/2012 | 7/1/2012 | | |
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| | | | | GECRB/SAMS CLUB Unknown More Account Details | | Experian® | Equifax® | TransUnion® | | | | Account Name | GECRB/SAMS CLUB | No Data Returned
For This Bureau | No Data Returned
For This Bureau | Account # | 771410039995XXXX | Account Type | Charge Account | Balance | | Date Opened | 2/1/2007 | | |
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so these are all the negatives on my CR as of 10/8/2012
1. the professional account managaments are being disputed via transunion. these were deleted through experian a few weeks ago, but, the CRA don't share info, so i had to doa sepearate dispute
2. the AFNI one for $155..... afni said that has been sent back to the OC (verizon). idk what to do about that one
3. the bureau of collections one is being disputed through transunion. i paid the OC (at&t) almost a month ago but i want this off
4. the first premier bank for $440........... i PIF 3 days ago
5. the 1st and 2nd southwest credit systems was another CA for the same at&t account. AT&ts fraud department got a call from me yesterday. about it showing up a 2nd time on my CR now with a balance of $663!!. when i paid at&t back in septemeber, they told me they would get in contact with bureau of collection and southwest credit systems to let them know i paid in full.
so............. looking at these negatives, what would you say is keeping my score down?
* this is all copy n pasted from my usaa credit monitoring account
