Frequent Contributor
Posts: 470
Registered: ‎08-14-2012
Re: using my unsecured to increase score.........

All of the accounts listed as collection, debt purchase, Collection Department / Agency / Attorney...

Until these are no longer on your report, they will continue to keep your score down no matter what CL's you have. I would continue to focus on trying to get these accounts off your report. But, be careful, you can open up cans of worms that you do not want. I have absolutely no experience in removing derogatory information on a CR, I would highly suggest you post over in the Rebuilding forum to get someone that might be able to help you better.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.