Senior Contributor
Posts: 3,197
Registered: ‎01-24-2010
Re: Why Pay New Charges In Full Before Statement Closes?

I am a fan of the float.    I plan my apps in advance, so I can adjust my utilization when I need to.  

 

I don't feel the need to maximize my FICO score when I don't need it.   

 

I don't get dressed up to stay home and watch TV either.