Valued Contributor
Posts: 2,300
Registered: ‎07-23-2012
Re: Garden Club Meeting - October 2012
[ Edited ]

webhopper wrote:
Inquiries falling off yay!

Tomorrow I will gain my bronze star for the 3rd time in the last six months.... at least all of the mortgage inquiries are falling off!

congrats! im waiting to see how my auto inq take effect on my fico. since its been two weeks since i apped them. 


as for pre approval. 

got one for cap one plat no annual fee 22.9% apr which they claim is their lowest! lol. 

my dad got the same letter but i didnt open it. 

i dont want to advise him though for it. he only has one revolving account. carecredit 3500 limit  2.5 years old and that's it. 3 inq. denied due to verification issues but hes cleared that up(ssn was less then a year old) 


can christmas already come guys? mine will be in july this year! (since ive started paying attention to my credit!.)

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9

2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000