Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
Re: I see many vs angel card here. Got a question.
Last xmas i got that offer pop up while buying a present for my sister but I just cant imagine having a pink card to my name lol. I had a gf that spent 500 weekly on that store and paid it off weekly and her cl never was raised more than 750 and she had it since she was 18 now 23.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Established Member
rosegardener
Posts: 54
Registered: ‎08-10-2012
Re: I see many vs angel card here. Got a question.

That's a good question regarding points earned for spending at BBW.  I just checked my online account, however as the statement hasn't generated my points haven't updated.  Somehow I have the feeling that it prolly won't result in points, but I'm holding out hope!

 


jsickz32 wrote:
Last xmas i got that offer pop up while buying a present for my sister but I just cant imagine having a pink card to my name lol. I had a gf that spent 500 weekly on that store and paid it off weekly and her cl never was raised more than 750 and she had it since she was 18 now 23.

It turns into a black card after you get 250 points.....just sayin :smileywink:

In the wallet: USAA MC $4k, Citi Expedia MC $2k, Discover More $1k, Zync $500, American Eagle $1.9k, Amazon Store $1.5k, Lowes $1k, Belk $1.4k, Macy's $500, Abercrombie $350, VS $350
Score: 702 (Discover approval 08/03)
Goal: 800 Club
Picking up my intro spade and stepping in the garden. Let's grow some pretty roses!
Frequent Contributor
Sparkz1920
Posts: 271
Registered: ‎08-09-2009
Re: I see many vs angel card here. Got a question.
Yeah, they don't do many auto clis but I'm almost certain I could've requested one every six months and have gotten approved. I spend so much there and with NYandCo...at least 750 a year

Starting Score: 601
Current Score: 670
Goal Score: 700


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Valued Contributor
Epcot
Posts: 2,760
Registered: ‎10-10-2012
Re: I see many vs angel card here. Got a question.

Tried the shopping cart trick with VS. Got the message saying I was pre-approved for $1000, submitted the last 4 of my social and DOB. Then it gave me the 7-10 day message. :smileysad:


Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 780 EX 770 TU 774
App free since 4/11/13
Established Member
rosegardener
Posts: 54
Registered: ‎08-10-2012
Re: I see many vs angel card here. Got a question.

Statement posted today.  I had one VS transaction and one BBW transaction.  Only earned points on the VS transaction.  So the answer to BBW purchases equalling VS points is no. 

 

And Epcot, sorry to hear that.  :smileysad:  But hey, they might just need a little more time.

In the wallet: USAA MC $4k, Citi Expedia MC $2k, Discover More $1k, Zync $500, American Eagle $1.9k, Amazon Store $1.5k, Lowes $1k, Belk $1.4k, Macy's $500, Abercrombie $350, VS $350
Score: 702 (Discover approval 08/03)
Goal: 800 Club
Picking up my intro spade and stepping in the garden. Let's grow some pretty roses!
Valued Contributor
armbenderc
Posts: 1,337
Registered: ‎09-11-2012
Re: I see many vs angel card here. Got a question.

rosegardener wrote:

Statement posted today.  I had one VS transaction and one BBW transaction.  Only earned points on the VS transaction.  So the answer to BBW purchases equalling VS points is no. 

 

And Epcot, sorry to hear that.  :smileysad:  But hey, they might just need a little more time.


Ty for finding out for me. Christmas is coming I think I may have a reason to get VIP :smileysurprised:

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Established Member
rosegardener
Posts: 54
Registered: ‎08-10-2012
Re: I see many vs angel card here. Got a question.

You are most welcome.  I missed your question about how long to get the card, IIRC it took a little over a week to get it. 

In the wallet: USAA MC $4k, Citi Expedia MC $2k, Discover More $1k, Zync $500, American Eagle $1.9k, Amazon Store $1.5k, Lowes $1k, Belk $1.4k, Macy's $500, Abercrombie $350, VS $350
Score: 702 (Discover approval 08/03)
Goal: 800 Club
Picking up my intro spade and stepping in the garden. Let's grow some pretty roses!
Frequent Contributor
JPersat
Posts: 299
Registered: ‎05-28-2012
Re: I see many vs angel card here. Got a question.

Will your credit score go unchanged if it's a soft pull only, or will it take a ding from the new card reporting? I'd love a VS card, but we're in mortgage underwriting right now :-p


Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660



Contributor
Xtina0508
Posts: 82
Registered: ‎04-04-2011
Re: I see many vs angel card here. Got a question.
[ Edited ]

A soft pull will not negatively affect your score, however, opening a new account will change your average age of accounts and that may cause a drop.

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Established Member
rosegardener
Posts: 54
Registered: ‎08-10-2012
Re: I see many vs angel card here. Got a question.

JPersat wrote:

Will your credit score go unchanged if it's a soft pull only, or will it take a ding from the new card reporting? I'd love a VS card, but we're in mortgage underwriting right now :-p


From the pull, no, from the addition of a new account and drop in AAOA, yes, most likely.   If they pull your credit again in the mortgage process they will be able to see the new account, which may geek up the process.  Underwriters are just looking for an excuse to make your life h*ll :smileyhappy:.  Don't give them one.

 

Short answer:  NO VS CARD (or any card) DURING MORTGAGE!

 

Wait until closed & funded, then app away :smileyhappy:

 

In the wallet: USAA MC $4k, Citi Expedia MC $2k, Discover More $1k, Zync $500, American Eagle $1.9k, Amazon Store $1.5k, Lowes $1k, Belk $1.4k, Macy's $500, Abercrombie $350, VS $350
Score: 702 (Discover approval 08/03)
Goal: 800 Club
Picking up my intro spade and stepping in the garden. Let's grow some pretty roses!