Established Contributor
KIPPIE12
Posts: 620
Registered: ‎05-09-2009
Re: Should I ?

Close it if its loaded with monthly fees, and AF's.  It's also a daily interest accruing account, so i don't think it gives a grace period for purchases either. My nephew got this card when he started building last year, and we closed it and opened a credit union visa for him.  I would definitely close it if you don't need it.  It won't affect your AAoA if you close it, because it will continue to report for 10 years from the time it's closed.

Current Score: EQ: 807 TU: 811 EX: 813 (Fico) 8/14
Goal Scores: 760 Across all 3-Finally


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