Re: Internal Scoring?
10-10-2012 08:20 PM
EC341, it's kinda like when you get "pre-approved" offers in the mail.
Nothing is "pre-approved" as far as actually getting a card or a loan. The pre-approval is the company's decision to send the mailer.
The point is that the creditor makes a decision on its own, and the credit score (regardless of flavor) is just one aspect of that decison making process.
No matter what happens with a credit card or any other account, you are you. Don't sweat it. And don't try to be a lawyer, either.
They need you a heckuva lot more than you need them.
Have a nice evening, and forget the email.