Frequent Contributor
Posts: 492
Registered: ‎07-24-2012
Re: Barclaycard Upromise: Does this look promising?

I don't have the Upromise card yet, but I do use the UPromise service.


The service's gas rewards are only at ExxonMobil, and the dining rewards are only at selected restaurants and for much lower percentages than iDine (which shares the same list of restaurants).


So why use it?  Online shopping!  It gives a typical 5% back on a vast list of major online retailers. Some even give as high as 15% back or more. I've already earned $30 in October buying camping gear and clothing at REI, Patagonia, and Backcountry. And with most retailers you can get an additional 5% back by using the Upromise card.


Of particular note, you can get 15% + 5% back at on their already-discounted gift certificates, getting savings that kick the pants off any dining program I've seen (including iDine). The holy grail though is using Upromise to get a gift certificate to an iDine restaurant, then paying the part of the bill not covered by the gift certificate with your iDine-registered card.  Cha-ching!


As I don't have the card yet (but it's on my agenda) I can't speak to the customer service. But I definitely think highly of Upromise as a way to get significant cash back on any card you register with the service, and using the Upromise card will only make that a more lucrative proposition.

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12)
Current: EQ 670 (myFICO 9/8/14), EX 694 (Prosper 7/17/14) , TU 693 (WalMart 9/2/14) Goal: 700+ x3
My Wallet: Amex BCP $30k, Chase CSP VS $12.2k, Amex Zync NPSL (> 10k), C1 Venture VS $5k, Amex SPG $4.5k, Walmart (Store) $2.5k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500, Best Buy Rewards MC $500
My Loans: Prosper $25k/36mo
My Business: Chase Ink VS $5k