So I have been on a roll these past two weeks.....just applied for BofA 123 and got the " we are unable to provide instant decision right now blah blah blah 30 days in writing blah blah blah". I didn't panick, however, thinking that it was a decline. I called one of the recon numbers, and it just happened to be the right number. It turns out the fraud department wanted to verify 15 minutes worth of info from me, and told me I was approved already......for $10k! I almost fainted! The after intro rate was 20.99%, but who carries a balance on a rewards card anyway? Thanks to these forums and the good advice from all of you!

Credit Scores- October 2012

EQ- 684

EX-724

TU-706

PenFed Platinum Rewards Visa-$12k

US Bank Platinum Rewards Visa-$5k

Chase Freedom Visa-$5k

Chase Military Star MasterCard-$5k

TIC FCU Visa Gold-$5k

Chrysler MasterCard(FNBO)-$4.1k

Wyndham Rewards Platinum Visa-$2.5k

Service CU Platinum Visa-$10k

 Bank of America Cash Rewards123-$10k