Re: Lowe's card
10-11-2012 03:01 PM
What credit score do you need to get a Lowe's (or Home Depot) card? Will my scores get me one? We are closing on a home in 2 weeks and need a washer/dryer.
Lowes is GECRB. They have an internal scoring system that is not a Fico score, I have a letter from them stating such. They like to pull TU, but I know they have pulled my EQ on at least one occasion. If you qualify for a mortgage, you will surely qualify for a Lowe's card, the only issue will be your starting limit. Like most GE cards, they can be most generous with CLI's if you treat them well. I don't see you having any problem, as long as you wait until after closing to app. FYI, and YMMV, but if you want to make a significant purchase, I would apply in-store so you will have the added benefit of requesting a CL to accommodate your purchase. Good luck.
Starting Score: 500's
Current Score: 773 EQ(DCU), 757 TU(Barclay), 788 EX(Credit.com)
Goal Score:760 X 3
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