Established Contributor
Posts: 578
Registered: ‎08-30-2007
Re: Lowe's card

deg757 wrote:

What credit score do you need to get a Lowe's (or Home Depot) card? Will my scores get me one? We are closing on a home in 2 weeks and need a washer/dryer.

Lowes is GECRB.  They have an internal scoring system that is not a Fico score, I have a letter from them stating such.  They like to pull TU, but I know they have pulled my EQ on at least one occasion.  If you qualify for a mortgage, you will surely qualify for a Lowe's card, the only issue will be your starting limit.  Like most GE cards, they can be most generous with CLI's if you treat them well.  I don't see you having any problem, as long as you wait until after closing to app.  FYI, and YMMV, but if you want to make a significant purchase, I would apply in-store so you will have the added benefit of requesting a CL to accommodate your purchase.  Good luck.

MyFICO Forums ROCK!! & . Been There, Done That. Never Going Back! Goal>>>> 760 all 3.

Starting Score: 1/05 upper 500's??Current Score: FICO: EQ 730ish, TU 748(Barclay), EX 738(CS) Goal Score: .....800 IS ON MY BUCKET LIST! New DCU Member! .:smileyvery-happy:
In My Wallet: CU Visa 15K, Sam's Club 10K, Lowe's 15K, Cabela's Siggy Visa 11.5K,Travelocity AEX 18.9K