Re: Lowe's card
10-11-2012 03:01 PM
What credit score do you need to get a Lowe's (or Home Depot) card? Will my scores get me one? We are closing on a home in 2 weeks and need a washer/dryer.
Lowes is GECRB. They have an internal scoring system that is not a Fico score, I have a letter from them stating such. They like to pull TU, but I know they have pulled my EQ on at least one occasion. If you qualify for a mortgage, you will surely qualify for a Lowe's card, the only issue will be your starting limit. Like most GE cards, they can be most generous with CLI's if you treat them well. I don't see you having any problem, as long as you wait until after closing to app. FYI, and YMMV, but if you want to make a significant purchase, I would apply in-store so you will have the added benefit of requesting a CL to accommodate your purchase. Good luck.
Starting Score: 1/05 upper 500's??Current Score: FICO: EQ 730ish, TU 747(Barclay), EX 732(CS) Goal Score: .....800 IS ON MY BUCKET LIST! EX ,BITE ME! .
In My Wallet: CU Visa 15K, Sam's Club 10K, Lowe's 15K, Cabela's Siggy Visa 11.5K,Travelocity AEX 18.9K