Re: Lowe's card
10-11-2012 03:19 PM
deg757 wrote:What credit score do you need to get a Lowe's (or Home Depot) card? Will my scores get me one? We are closing on a home in 2 weeks and need a washer/dryer.
If you are closing on a home in 2 weeks...I advise not to open a new credit card account until you have closed escrow and your loan has funded. Opening a new account is a new liability to factor into the loan and will DELAY your processing and you may miss out on the house you picked.....wait.
The truth is out there...
FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
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