Valued Member
melbaro
Posts: 70
Registered: ‎08-03-2012
Re: Amex CLI timing?
[ Edited ]

Does the system notify you that you are applying too early if you request a CLI before the allowed timeframes...or does it give you a 7-10 message?

Established Member
JohnB222
Posts: 41
Registered: ‎09-05-2011
Re: Amex CLI timing?

The system gives you 7-10 day message.  On a similiar note, does anyone know minimum time waiting to submit new request after a declined CLI request?  I asked for a small increase from 22k to 25k and was declined...tried a month or so later and got an error saying I was declined a CLI too recently.

Amex Blue Cash Everyday - 22k CL | Chase Hyatt - 15k CL

PenFed Platinum Rewards - 12k CL | Chase Sapphire Preferred - 8k CL | Chase Freedom - 5k CL
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
Re: Amex CLI timing?

JohnB222 wrote:

The system gives you 7-10 day message.  On a similiar note, does anyone know minimum time waiting to submit new request after a declined CLI request?  I asked for a small increase from 22k to 25k and was declined...tried a month or so later and got an error saying I was declined a CLI too recently.


I think 30 days from denial... but it would have to be +6 months from your CLI.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
Re: Amex CLI timing?

melbaro wrote:

Does the system notify you that you are applying too early if you request a CLI before the allowed timeframes...or does it give you a 7-10 message?


I think it's odd that some people can request a CLI too early. I only say this because, on my account, the option to request a CLI isnt available. It just have a little thing that you click and says you cannot request a CLI within 60 days of opening the acct.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Established Member
cs91
Posts: 24
Registered: ‎01-25-2012
Re: Amex CLI timing?

I know if its not under the "manage credit" tab you can go to the "more account options" and select "increase line of credit". I am coming up on my 6 months later this month on my True Earnings but I dont want to chance it because I just got approved for the Blue Sky last week. 





Current Score: EQ 720 TU 729 EX 733
Goal Score: 750 ACROSS THE BOARD


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Regular Contributor
cutemarty1
Posts: 170
Registered: ‎02-03-2011
Re: Amex CLI timing?

where is this CLI button for amex? I never see it in my manage your limit tab.

My TL : AMEX Zync-CLOSED/ Home Depot 16.5 K / CSP 12k/ CU Visa 11k/ Citi World 11k / BoA PLat 10k / Discover 9k/ Hyatt Visa Sig 5k / United Exp 5K / Freedom 0.5 K / Bestbuy 2.4K/ Nordstrom 2.5K / Hilton AMEX 2k/ Macy's Store 1.7K/ / BBRZ Gold 1.4K / Express 1.4K/ AE 0.4K
Established Contributor
CruzImperial
Posts: 860
Registered: ‎07-04-2012
Re: Amex CLI timing?
More account options will open a pop up when you click it.
Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800
Valued Contributor
youngandcreditwrthy
Posts: 3,777
Registered: ‎08-16-2012
Re: Amex CLI timing?
They make it hard to find. Worth noting that the "check spending ability" is seperate from the " increase credit line" button
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
Re: Amex CLI timing?

Ahhh. ok I see it now.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.