Posts: 9,751
Registered: ‎12-30-2011
Re: AMEX latest day to apply to get 2012 member date

djrez4 wrote:

Must agree with Duncan, here.  Why do you need the WF card to report before you apply?  High utilization on your last report?

I think if I remember the OP's other posts, his history is either going to be 5 or six months reported by the time he applies for this; and if it's that second case, 6 is way better than 5, and I suspect 4 is worse than 5 too from an underwriting perspective.


Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)

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