Re: Does Chase Blacklist?[ Edited ]
10-12-2012 11:43 AM - edited 10-12-2012 11:43 AM
I filed C7 BK in 5/2002 and included four CC companies. Chase was not one of them, but one of the banks they have acquired over the years was IIB. I applied for Chase Freedom a few months ago (after the BK was off my CR) and was initially given the 10-30 day message. I called in to the back door number and did a manual review. I was asked about the BK. They asked several times why I filed BK on a Chase account. I stayed firm to the fact that I did NOT file BK on a Chase account (how am I to know which banks they acquired over the years?) and after a few minutes of hold time I was advised I would get a decision in the mail within 10 to 30 days, just like the online application stated. About a half hour later I called in to the application status line and was approved for $6,000, which matched my GECRB PayPal Mastercard.
7/2011 - Equifax FICO 693
5/2012 - Equifax FICO 812! In the "800 Club!"
2/2013 - Lender-pulled FICO 821 (car loan)