Re: I see many vs angel card here. Got a question.

jsickz32 · ‎06-25-2012

Last xmas i got that offer pop up while buying a present for my sister but I just cant imagine having a pink card to my name lol. I had a gf that spent 500 weekly on that store and paid it off weekly and her cl never was raised more than 750 and she had it since she was 18 now 23.

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rosegardener · ‎08-10-2012

That's a good question regarding points earned for spending at BBW. I just checked my online account, however as the statement hasn't generated my points haven't updated. Somehow I have the feeling that it prolly won't result in points, but I'm holding out hope!

jsickz32 wrote:
Last xmas i got that offer pop up while buying a present for my sister but I just cant imagine having a pink card to my name lol. I had a gf that spent 500 weekly on that store and paid it off weekly and her cl never was raised more than 750 and she had it since she was 18 now 23.

It turns into a black card after you get 250 points.....just sayin

In the wallet: USAA MC $4k, Citi Expedia MC $2k, Discover More $1k, Zync $500, American Eagle $1.9k, Amazon Store $1.5k, Lowes $1k, Belk $1.4k, Macy's $500, Abercrombie $350, VS $350
Score: 702 (Discover approval 08/03)
Goal: 800 Club
Picking up my intro spade and stepping in the garden. Let's grow some pretty roses!

Sparkz1920 · ‎08-09-2009

Yeah, they don't do many auto clis but I'm almost certain I could've requested one every six months and have gotten approved. I spend so much there and with NYandCo...at least 750 a year

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Epcot · ‎10-10-2012

Tried the shopping cart trick with VS. Got the message saying I was pre-approved for $1000, submitted the last 4 of my social and DOB. Then it gave me the 7-10 day message.

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rosegardener · ‎08-10-2012

Statement posted today. I had one VS transaction and one BBW transaction. Only earned points on the VS transaction. So the answer to BBW purchases equalling VS points is no.

And Epcot, sorry to hear that. But hey, they might just need a little more time.

In the wallet: USAA MC $4k, Citi Expedia MC $2k, Discover More $1k, Zync $500, American Eagle $1.9k, Amazon Store $1.5k, Lowes $1k, Belk $1.4k, Macy's $500, Abercrombie $350, VS $350
Score: 702 (Discover approval 08/03)
Goal: 800 Club
Picking up my intro spade and stepping in the garden. Let's grow some pretty roses!

armbenderc · ‎09-11-2012

rosegardener wrote:
Statement posted today. I had one VS transaction and one BBW transaction. Only earned points on the VS transaction. So the answer to BBW purchases equalling VS points is no.

And Epcot, sorry to hear that. But hey, they might just need a little more time.

Ty for finding out for me. Christmas is coming I think I may have a reason to get VIP

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rosegardener · ‎08-10-2012

You are most welcome. I missed your question about how long to get the card, IIRC it took a little over a week to get it.

In the wallet: USAA MC $4k, Citi Expedia MC $2k, Discover More $1k, Zync $500, American Eagle $1.9k, Amazon Store $1.5k, Lowes $1k, Belk $1.4k, Macy's $500, Abercrombie $350, VS $350
Score: 702 (Discover approval 08/03)
Goal: 800 Club
Picking up my intro spade and stepping in the garden. Let's grow some pretty roses!

JPersat · ‎05-28-2012

Will your credit score go unchanged if it's a soft pull only, or will it take a ding from the new card reporting? I'd love a VS card, but we're in mortgage underwriting right now :-p

Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660

Xtina0508 · ‎04-04-2011

A soft pull will not negatively affect your score, however, opening a new account will change your average age of accounts and that may cause a drop.

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rosegardener · ‎08-10-2012

JPersat wrote:
Will your credit score go unchanged if it's a soft pull only, or will it take a ding from the new card reporting? I'd love a VS card, but we're in mortgage underwriting right now :-p

From the pull, no, from the addition of a new account and drop in AAOA, yes, most likely. If they pull your credit again in the mortgage process they will be able to see the new account, which may geek up the process. Underwriters are just looking for an excuse to make your life h*ll . Don't give them one.

Short answer: NO VS CARD (or any card) DURING MORTGAGE!

Wait until closed & funded, then app away

In the wallet: USAA MC $4k, Citi Expedia MC $2k, Discover More $1k, Zync $500, American Eagle $1.9k, Amazon Store $1.5k, Lowes $1k, Belk $1.4k, Macy's $500, Abercrombie $350, VS $350
Score: 702 (Discover approval 08/03)
Goal: 800 Club
Picking up my intro spade and stepping in the garden. Let's grow some pretty roses!