Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
Re: Can Somebody Nice Explain "Don't Carry a Balance?"
I don't agree with never letting a card report a balance. The fact is that your highest balance is reported. I have allowed a 4k balance to report on chase. A 4890 balance has reported on discover and a 8625 balance has reported on nfcu.

I also paid in full immediately after statement cut.

I personally think that manual reviewers and computers give me bonus points for actually using my cards.

For the most part I don't carry balances but if one months spend is rather high on a card I will let it report just to increase my "high balance"

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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