got a scorewatch update. up 2 points for one less card reporting a balance. 

now just 2 cards reporting a balance out of 9. aiming to have just my mastercard report a small balance at the begining of the year. 

i think ill take a swig at my beer from all this gardening ive been doing. 

sadly though right around christmas might have to get a new washer (old one is leaking) but whats the fun in just getting a washer when the dryers are screaming buy me.  0% finance for 18 months plus an extra 5% off the already low prices =) 

Plus I Hit The Half Way Mark For my Silver Spade!

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012

2013 Goals: Freedom Signature Costco:True Earnings

Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000