OK, I get you on the 6.25% with the redeemed bonus.  Someone else can chime in if they'd like, but I am pretty sure you were mislead.  The Cash+ is a signature card which requires a 5k min CL.  I hope for your sake it ends up being the Cash+

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Starting Score: EQ 619
Current Score: EQ 735, TU 732, EX 745(Lender Pulled)
Goal Score: EQ 700

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