Member
Posts: 17
Registered: ‎10-13-2012
Applied and keep getting denied! Score 679 Help please

I 'm a college student with a score of 679. I have 1 old navy credit card and a $6000 auto loan. I had an Amex added on by my mom, but I asked her to take me off the account. I thought I could open up an account that college students usually get approved  for but I've done 3 inquiries and have been denied to two for sure. I'm waiting for Chase Freedom to respond back, but I'm sure I was denied for that too. Choice hotels and Citi Forward denied me already. I know I have a limited account history but why am I being told I need to wait to hear an answer and then being denied and not just instantly being denied?