Hi all! I am not sure if I will be accepted for this card, although I would love to have it. Here is my credit info.

- 704 Equifax Score

- 74% credit utilization

- Newest account was opened 1 Year, 3 Months ago.

- 0 inquires in the last year.

- Average age of accounts is 5 years.

- 0 missed payments.

- Have been an AMEX card member for 2 1/2 years with a no preset limit that has been approved for as high as $10,000.

I am waiting another 2 weeks until my total debt ($19,541) will decrease by $3,200.

What do you think my chances are if I apply in 2 weeks? The MyFICO Score Simulator says my score will be a 724.