Established Contributor
Posts: 799
Registered: ‎09-27-2011
Re: Applied and keep getting denied! Score 679 Help please

jazzy377 wrote:

That is my FICO score and $1600 is per year.  1 year is my AAOA

These prime lenders are denying you because you do not have enough established credit history and your income is not sufficient to justify the awarding of substantial credit. The parent-credit aided FICO score is nice, but without a solid credit and income history to back it up, the risk to prime lenders is not mitigated.


Take heart...managing credit responsibly over time will fix what ails you now. We've all been there...patience is your friend Smiley Happy


I'm Spartacus!

hr>Starting Score: EQ 546, EX 547, TU 580
Current Scores (lender): EQ 725 , EX FICO 720, TU 737 FICO scores>
Goal Score: 750
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