Established Contributor
corymcd88
Posts: 510
Registered: ‎12-12-2011
AMEX card?

‎10-13-2012 04:22 PM

I have an AMEX ZYNC since Jan 2012 Spending limit is $3000.00 I asked about product change I can't. I would like AMEX BCE card. My EX score is 701. If I apply is a HP or a SP?

Walmart / GECRB - 1,900/1,800, JCP / GECRB - 1,300, Dillard's / GECRB - 1,000, Amazon / GECRB - 1,700, Chevron / GECRB - 1,300, Belk / GECRB - 1,563, QVC / GECRB - 700, US Bank - 300, Credit One - 750, Capital One - 375/500, Bank Of America 123 Cash Back - 300, Wells Fargo - 300, AMEX ZYNC - NPSL ($2,500), USAA AMEX - 250, PenFed Personal Loan - 250, PenFed Personal Loan - 400.
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Valued Contributor
jsucool76
Posts: 2,618
Registered: ‎12-11-2011
Re: AMEX card?

‎10-13-2012 04:25 PM

corymcd88 wrote:

I have an AMEX ZYNC since Jan 2012 Spending limit is $3000.00 I asked about product change I can't. I would like AMEX BCE card. My EX score is 701. If I apply is a HP or a SP?

Right now it is policy that you can not PC a zync to anything, although I don't think you could PC any charge product to a revolver. 

 

If you applied now you would get a HP if you were approved, but a SP if denied, so there isn't anything to lose really. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
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Mega Contributor
LS2982
Posts: 14,375
Registered: ‎04-09-2011
Re: AMEX card?

‎10-13-2012 04:40 PM

You should consider Jan 2013 for backdating purposes.


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Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Valued Contributor
jsucool76
Posts: 2,618
Registered: ‎12-11-2011
Re: AMEX card?

‎10-13-2012 04:44 PM

LS2982 wrote:
You should consider Jan 2013 for backdating purposes.

+1

 

Didn't even think of that!

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
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