Established Member
Posts: 1,222
Registered: ‎12-12-2011
AMEX card?

I have an AMEX ZYNC since Jan 2012 Spending limit is $3000.00 I asked about product change I can't. I would like AMEX BCE card. My EX score is 701. If I apply is a HP or a SP?

Walmart / SYNCB - 12,000 | JCP MasterCard / SYNCB - 10,000 | Capital One - 4,200 | Bank Of America 123 Cash Back - 12,000 | AMEX Hilton HHonours - 5,000 | PenFed Platinum Rewards Visa Signature - 30,000 | PenFed Travel Rewards AMEX - 10,000 | PenFed PLOC - 5,000 | PenFed Thrifty Credit - 9,800 | Discover IT - 11,000 | Barclays Rewards - 5,500 | Apple Rewards / Barclays - 6,500 | Citi Simplicity - 7,300 | Double Cash World MasterCard Citi 1,200 | Amazon.com Visa Signature - 5,000 | Chase Freedom Visa Signature - $6,200 | USAA Cash Rewards Plus AMEX - 8,500.
Member
Posts: 7,339
Registered: ‎12-11-2011
Re: AMEX card?

corymcd88 wrote:

I have an AMEX ZYNC since Jan 2012 Spending limit is $3000.00 I asked about product change I can't. I would like AMEX BCE card. My EX score is 701. If I apply is a HP or a SP?


Right now it is policy that you can not PC a zync to anything, although I don't think you could PC any charge product to a revolver. 

 

If you applied now you would get a HP if you were approved, but a SP if denied, so there isn't anything to lose really. 

Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
Re: AMEX card?
You should consider Jan 2013 for backdating purposes.



EQ FICO 548 3/3/16
Member
Posts: 7,339
Registered: ‎12-11-2011
Re: AMEX card?

LS2982 wrote:
You should consider Jan 2013 for backdating purposes.

+1

 

Didn't even think of that!