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Posts: 553
Registered: ‎02-14-2012
Re: Blue Cash Preferred from AMEX, should I apply?

Supercollector16 wrote:

I did hear that recently (that Amex members get a soft pull if declined).


My credit utilization ratio should go sown to 61% after paying down the $3,200.


Can anyone post their utilization rates that got accepted for this card? Thanks to everyone who is replying to this post. The info is all very helpful!

I was at 10% when I got this card about a month ago. I think you should go for it. Util is a bit high, but worse case you get denied and it's a SP. If that happens just try again in January.  :smileyindifferent:


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