Supercollector16 wrote:I did hear that recently (that Amex members get a soft pull if declined).
My credit utilization ratio should go sown to 61% after paying down the $3,200.
Can anyone post their utilization rates that got accepted for this card? Thanks to everyone who is replying to this post. The info is all very helpful!
I was at 10% when I got this card about a month ago. I think you should go for it. Util is a bit high, but worse case you get denied and it's a SP. If that happens just try again in January. 
