Regular Contributor
Posts: 121
Registered: ‎06-20-2012
Re: Blue Cash Preferred from AMEX, should I apply?
I also want this card but am waiting, as should you, until January. By then your accounts will have aged more, you will have spent the next ~3 months focused on bringing down your utilization, and your BCP will be backdated to its fullest potential. Don't hurt your internal score with Amex by getting denied now just because you can't wait 3 months and by January you will almost certainly be accepted!
06/16/13 Equifax FICO 733
06/16/13 Experian FICO 745
06/16/13 TransUnion FICO 740

PenFed Platinum: $1000 | Chase Freedom: $5500 | Discover IT: $1500 | Amex BCP $17,600 | Chase CSP: $8000 | Chase Hyatt: $5000