Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012
Great Credit Utility...

What the great credit card to paid bill like internet, energy, gas trash service and other utility with the great cash back ? .........We all paid like thousand of dollars for all of those service so its would be great if we had some cards that actually give us some cash back for those service.....


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Established Contributor
CribDuchess
Posts: 589
Registered: ‎09-12-2011
Re: Great Credit Utility...

 

 

US Bank's Cash+ Visa Signature card has an option for bill pay which gives 5% cash back on utility bills and even insurance payments.  Check it out:

 

https://www.usbank.com/credit-cards/cash-plus-signature.html?

 

 

 

FICOs: TU08 841 6/3/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 810 6/10/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $15.1K; Discover IT $22.5K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Frequent Contributor
kimmiller112
Posts: 465
Registered: ‎04-09-2012
Re: Great Credit Utility...

Check out Barclays Rewards MC.

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $5000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012
Re: Great Credit Utility...
[ Edited ]

CribDuchess wrote:

 

 

US Bank's Cash+ Visa Signature card has an option for bill pay which gives 5% cash back on utility bills and even insurance payments.  Check it out:

 

https://www.usbank.com/credit-cards/cash-plus-signature.html?

 

 

 


wow its great but ITS MIGHT NEED perfect Fico score right ? ......

 

To : what good about Barclays Rewards MC.??

 


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Contributor
cardslayer
Posts: 78
Registered: ‎01-08-2008
Re: Great Credit Utility...

Not as good as US Bank+ but the Discover More gives 2% CB on utility payments (maybe autopay only, not sure) including cell phone etc...

Regular Contributor
SportBike4Life
Posts: 123
Registered: ‎07-22-2012
Re: Great Credit Utility...

If you are unable to get approved for the US Bank Cash+ card, you should also try the Amex Fidelity Investments credit card as they give you 2% cash back on all transactions.

Jun 2012 FICO® ~ 734 EQ
Sep 2012 FICO® ~ 684 EQ; 734 TU
Oct 2012 FICO® ~ TBA

Goal for 2014 ~760+

Trying to stay in the garden...but also trying to get as many apps as possible for now :smileywink:
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
Re: Great Credit Utility...

US Bank Cash+ is almost exclusive to upper FICO scores, 740 and above. YMMV of course, but they no recent baddies and established files are key.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
JonStur
Posts: 902
Registered: ‎12-25-2010
Re: Great Credit Utility...

Assuming your scores are accurate, most of the top tier cards are gonna take a little more work to get. I would google "reward cards for fair credit", and use as a starting point. As the baddies fall and your profile gets stronger, apply for better cards...


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012
Re: Great Credit Utility...

Yeah I'm working hard to clean them all up but it's does ake time......but in the mean time, I would love to hear as many option that I would get for my future apps spree......I don't plan to get anything till my score jumb up a lil bit more.....i paid most of my bills for more than 10k a year so it's would be nice if we get some good cash back.......we all here to save some money and living smart.........


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k