Re: Great Credit Utility...

nicholasyud · ‎08-13-2012

What the great credit card to paid bill like internet, energy, gas trash service and other utility with the great cash back ? .........We all paid like thousand of dollars for all of those service so its would be great if we had some cards that actually give us some cash back for those service.....

CribDuchess · ‎09-12-2011

US Bank's Cash+ Visa Signature card has an option for bill pay which gives 5% cash back on utility bills and even insurance payments. Check it out:

https://www.usbank.com/credit-cards/cash-plus-signature.html?

FICOs: Walmart TU08 800 4/3/13; TU98 783 5/2/13; EQ 758 5/2/13; EX 741 (per US Bank 7/24/12)

My Wallet: Amex Gold NPSL w/Pay-Over-Time; Amex Optima Platinum $25K; Amex Costco TE $5K; Amex BCE $4K; BofA Visa $10.1K; Cap1 Cash Rewards Visa Signature $8K; Chase Freedom MC $7.5K; Citi Simplicity Visa $10.9K; Discover $5K; US Bank Cash+ Visa Signature $20K; Walmart Discover $10K

kimmiller112 · ‎04-09-2012

Check out Barclays Rewards MC.

5/13/13: TU 695, EX 675, USAA FAKO 723 for all 3 - Goal: 760 - Last App 3/14/13
Barclays USAir $4900 - USAA $4000 - PayPal Extras MC (GE) $3000 - B of A 123 $1500 - Discover More $1000 - Chase Freedom $1000 - Kay Jewelers $7600 - Ashley Homestore (GE) $4000 - Tempurpedic (WF) $3600 - Walmart (GE) $3300 - Belk (GE) $2500 - Macys $2000 - Amazon (GE) $1500 - Victoria Secret (Comenity) $450 - Banana Republic (GE) $850 - TJMaxx (GE) $600 - Capital One $5000 (business) - Staples (Citi) $2000 (business)

nicholasyud · ‎08-13-2012

CribDuchess wrote:

US Bank's Cash+ Visa Signature card has an option for bill pay which gives 5% cash back on utility bills and even insurance payments. Check it out:

https://www.usbank.com/credit-cards/cash-plus-signature.html?

wow its great but ITS MIGHT NEED perfect Fico score right ? ......

To : what good about Barclays Rewards MC.??

cardslayer · ‎01-08-2008

Not as good as US Bank+ but the Discover More gives 2% CB on utility payments (maybe autopay only, not sure) including cell phone etc...

SportBike4Life · ‎07-22-2012

If you are unable to get approved for the US Bank Cash+ card, you should also try the Amex Fidelity Investments credit card as they give you 2% cash back on all transactions.

Jun 2012 FICO® ~ 734 EQ
Sep 2012 FICO® ~ 684 EQ; 734 TU
Oct 2012 FICO® ~ TBA

Goal for 2014 ~760+

Trying to stay in the garden...but also trying to get as many apps as possible for now

LS2982 · ‎04-09-2011

US Bank Cash+ is almost exclusive to upper FICO scores, 740 and above. YMMV of course, but they no recent baddies and established files are key.

Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013

JonStur · ‎12-25-2010

Assuming your scores are accurate, most of the top tier cards are gonna take a little more work to get. I would google "reward cards for fair credit", and use as a starting point. As the baddies fall and your profile gets stronger, apply for better cards...

Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 796 EX 780 EQ 750
Goal Score: 800 Club

Take the FICO Fitness Challenge

nicholasyud · ‎08-13-2012

Yeah I'm working hard to clean them all up but it's does ake time......but in the mean time, I would love to hear as many option that I would get for my future apps spree......I don't plan to get anything till my score jumb up a lil bit more.....i paid most of my bills for more than 10k a year so it's would be nice if we get some good cash back.......we all here to save some money and living smart.........