Regular Contributor
beautybrainsbooty
Posts: 206
Registered: ‎08-02-2012
Re: Navy Federal

‎10-08-2012 10:36 AM

had to provide stubs on the NavCheck. It's worth it though. It looks like only loan products need verification. Good luck!!! :smileywink:

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 674 > 689 >695 with my new TLs reporting :smileywink:
TU: 661>780
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=720 across the board--currently searching for the perfect *third* card to maximize my profile and score :smileywink:
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Frequent Contributor
swpopham
Posts: 430
Registered: ‎06-02-2012
Re: Navy Federal

‎10-08-2012 10:42 AM

geico discount

 

its knocking 36  bucks off every 6 months for us.

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
(441 Views)
 
Established Member
Chadsnana
Posts: 19
Registered: ‎04-12-2007
Re: Navy Federal

‎10-13-2012 01:23 PM

Wow! Thanks to everyone one this forum. I have not applied for new credit cards in ages. I just applied for AMEX and got approved. Applied at Citi - waiting to hear back. BUT after reading these forums, I signed up at Navy Federal. WOOT! Got a $20,000 CL!!! I am estactic. I had some of the same issues with logging in intially and had to call their 888 number to verify address, etc. but that was it. My credit score is in the mid 700s but I have been denied within the past year. It is difficult to make sense of the approval process. Income and debt/ratio is fine. I was so excited to get my NFCU CL approved online within seconds. Off to do the happy dance.

http://ficoforums.myfico.com/t5/image/serverpage/image-id/2760iB9166C1A493A3CBC/
(366 Views)
 
Moderator
Moderator
webhopper
Posts: 7,051
Registered: ‎09-16-2011
Re: Navy Federal

‎10-13-2012 05:23 PM

Update:  Approved...  My husband and I co-applied for an auto loan through NFCU.  approved 45k, 1.79%   No Verification of Income requested.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge
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Moderator
Moderator
webhopper
Posts: 7,051
Registered: ‎09-16-2011
Re: Navy Federal

‎10-13-2012 05:25 PM

Chadsnana wrote:

Wow! Thanks to everyone one this forum. I have not applied for new credit cards in ages. I just applied for AMEX and got approved. Applied at Citi - waiting to hear back. BUT after reading these forums, I signed up at Navy Federal. WOOT! Got a $20,000 CL!!! I am estactic. I had some of the same issues with logging in intially and had to call their 888 number to verify address, etc. but that was it. My credit score is in the mid 700s but I have been denied within the past year. It is difficult to make sense of the approval process. Income and debt/ratio is fine. I was so excited to get my NFCU CL approved online within seconds. Off to do the happy dance.

Congrats! 

They are awesome..!  If you are paying a high rate on an auto loan or personal loan, you may want to talk to them about refinancing.  They were able to drop me down from 7.5% interest to 4.09% interest on a 2007 Ford Explorer Sporttrack

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge
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