Re: Applied and keep getting denied! Score 679 Help please
10-13-2012 06:49 PM
My first student credit card was Capital One Journey.
It's a nice starting card to have. It does give you 1% cashback on all transactions which is a bonus and an additional .25% if you pay on time.
As others have stated though, depending on what you put down as your income, tbat may automatically deny you. I will warn you that Capital One will pull from all 3 CRAs so be cautious if you have a lot of inquiries as it is; however, I had quite a few when I applied and that didn't stop me from getting the card after just having a few months history on a secured card.
I have Citi Forward as well, but they require more credit history to be established on multiple accounts first before getting approved.
Drawer: Sams Consumer ($4.5K) | Capital One Student Journey ($1250) | Capital One Secured MC ($225)
Credit Start Date: 08/05/2011 Age: 21