Re: Garden Club Meeting - October 2012
10-16-2012 11:49 AM
oops! good catch. I'll go change that.... Edit.... 7/24 was my last HP... so I'll change my sig to reflect that date.. then by Halloween I'll be sportin that silver spade
My last app is around that time too. And I agree with your method. I can't count the whole month of July as 'app free' if I apped on July 23. I need to get through most of October for my next spade. This way, by the time I have a platinum, if I get there, there will be absolutely no inqs having effect on my score. It wouldn't be the same if I claimed a platinum and then still had to wait 23 days for my inqs to fall off.
FICO Scores: EQ:712 TU:691 EX:707