Had to remove my spade, but for what I consider a good reason. Had been wanting to close two Orchard Bank cards which only had a limit of $600 each. I wanted to app for a Chase Freedom and last night I did just that. Was approved with a limit of $3000. In addition, I also received a CLI on my Dillards card to $3000. I'm very excited by these turn of events and I know that I wouldn't have the knowledge or the confidence if it were not for these forums. I repeat everything I learn to anyone who would listen (mostly just my sister) and she says, "what are you now, some kind of credit guru?" No, not yet but I plan to keep learning everything I can to stay financially healthy. Thanks to everyone who share their stories and offer advice. Day one in the garden....
Starting Score: ?