Duh- sorry
yep- always expect a HP when apping a credit card. Even if you are told it won't be. If you end up without one- good for you but very very few lenders offer cc without a HP to confirm credit criteria.
Starting Score: 642
Current Score: EQ 781, EX 776 (Amex Pull), TU 786 (All FICO)
Goal Score: 800+Cards: NFCU Flagship 25K, NFCU CR 25K, CSP 20.5K, Arrival 20K, BCP 18.3K, PRG NPSL, Total Avail- 193K+Take the FICO Fitness Challenge
