Valued Contributor
Posts: 1,093
Registered: ‎02-15-2012
Discover called with a CLI

After turning me down for a CLI last month, Discover called today and took my information.  Using a soft pull they gave me a CLI from $6500 to $8000. Yipee!


I had read about this happening to other people, but now it was me.  I feel much better. I was kind of disappointed they turned me down in the first place.

I am doing a refi on the house, so I asked twice: I am only interested if it will be a soft pull.  I do not want a hard pull because of the refinance. Will this be a soft pull? Are you sure?  LOL.  

Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 783 TU98 , 813 TU08 FICO, 744 EQ FICO , 735 EX(9/12), 794 EX08 FICO, 809 EX08 bankcard FICO
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (20.7K), BofA Travel Rewards ($17.5), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (15K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Disc It ($8K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Wally D ($7.5K), JCP($5.3K)