Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012
Re: Hard Inquiry if accept FNB Omaha pre-approval?

it depends im not sure about the particular bank

at my bank. 

if your pulled up in the internal program and it says your pre approved they dont pull your credit (how i got my 2k mastercard) it was just a new line. 

but if your pulled up in the teller system when you do a withdrawl/deposit etc. it will be a hard pull. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000