Valued Contributor
creditnocash
Posts: 2,172
Registered: ‎07-23-2012
Re: Hard Inquiry if accept FNB Omaha pre-approval?

it depends im not sure about the particular bank

at my bank. 

if your pulled up in the internal program and it says your pre approved they dont pull your credit (how i got my 2k mastercard) it was just a new line. 

but if your pulled up in the teller system when you do a withdrawl/deposit etc. it will be a hard pull. 

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000