Established Member
Posts: 32
Registered: ‎01-07-2012
Should I transfer my balance?

I have 4 Cards by the same company and I am able to transfer the balance on them all to one card.  I just paid them all down to 30%.  Is it best to keep them all how they are and just pay the min payment or should I transfer  all to one and pay one large payment? If I do transfer all to one it would pretty much max out that card but on the other hand  the other 3 would be at a $0 balance.  So what do you think? I am still kinda new at this stuff and I am trying to get a score increase as well as just build credit.   Thanks for your help!!!

BK7 7/2009 EQ512
7/2015 CK 402??? Walmart TU 653
Goal: 675 Across the board!!!!
Cap1 850/ Cap1 Biz 850/ Sony 600/ Journey 850/ Merrick 1100/ RRFCU 500/ Credit1 1100/ Cap1 was Orchard 750/ FP 300/ Firestone 2000/ Walmart 600/ Barclay NFL 500/ Maurices 1660/ Kays 4300/ Amazon 300/ Paypal Smart Connect 500/ Bealls 1000/ Summit Raching 1500/ Lane Bryant 900/ Target 800/ Catherines 1100/ Old Navy 200/ Overstock 3200