Established Member
bandlp08
Posts: 30
Registered: ‎01-07-2012
Should I transfer my balance?

I have 4 Cards by the same company and I am able to transfer the balance on them all to one card.  I just paid them all down to 30%.  Is it best to keep them all how they are and just pay the min payment or should I transfer  all to one and pay one large payment? If I do transfer all to one it would pretty much max out that card but on the other hand  the other 3 would be at a $0 balance.  So what do you think? I am still kinda new at this stuff and I am trying to get a score increase as well as just build credit.   Thanks for your help!!!

BK7 7/2009 EQ512
5/2012 EQ562/TU576
01/2013 CK 602 Walmart TU 627
Goal: 675 Across the board!!!!
Cap1 750/ Cap1 Biz 750/ Sony 500/ Orbitz 750/ Merrick 900/ RRFCU 500/ Credit1 600/ Orchard 320/ FP 300/ Firestone 2200/ Walmart 600/ Barclay NFL 500/ Maurices 250/ Kays 2200/ Amazon 300/ Paypal Smart Connect 500