I would expect it bc many users here have reported such an occurence, and while I'm def'ly not entitled... I feel like there may have been an error on my report at the last time of sp'ing from Barclay's. Furthermore, my true FICO, debt to income, and excellent history would permit a cli on this account even if it has had high util ...only account with high util, but I was a sucker for a 0% offer...so I'm American LOL :-P I've been making $300-$700 payments the past couple of months btw.

Yep, I'lll just call the Credit Analyst num in the morning... The CSR in good ole India actually gave me the backdoor number I already knew when I explained my situation to her.

Btw, I'm planning to pay at least a couple more thousand on this account; I just hate that it's messing up my util on this one account. My overall util is still only like 12%.

Thanks :-)