Re: So ashamed and devastated
10-18-2012 05:22 AM
I think its unfortunate that they closed your account when obviously you had the funds and made the payment on time. I was thinking that they had tried 3 times; which is what amex told me when I talked to them about this same issue. I guess they have different criteria between charge cards and revolver cards.
I still think you should call executive office... if they don't budge then take your business elsewhere. And possibly take your banking business elsewhere. My bank would have called before rejecting a payment. I sent a payoff to GM financial; 16k. I sure enough got a phone call to make sure it was valid.
There is some good general advice in what was posted by some members; take it as you see fit and if you feel as though the advice doesn't fit; ignore it...
Good luck!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
Take the myFICO Fitness Challenge
I still think you should call executive office... if they don't budge then take your business elsewhere. And possibly take your banking business elsewhere. My bank would have called before rejecting a payment. I sent a payoff to GM financial; 16k. I sure enough got a phone call to make sure it was valid.
There is some good general advice in what was posted by some members; take it as you see fit and if you feel as though the advice doesn't fit; ignore it...
Good luck!
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
Take the myFICO Fitness Challenge
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