Established Contributor
Posts: 553
Registered: ‎02-14-2012
Re: So ashamed and devastated

webhopper wrote:


That's odd that they would close it after the first attempt... was this your first payment?. I ran into a situation where a funds transfer was initiated by me; from nfcu shares account to state farm checking. The cash showed up in my account. Paid amex; the funds transfer was reversed by state farm bank. Causing the first attempt to be unsuccessful. Amex did not close my account... literally I called them the minute I knew there was a problem... they didn't seem worried; certainly they didn't close my account or FR me...

Amexs second attempt was successful; as I had several deposits and direct deposit all going in the next day.


Web, I was going to say something similar. I once had a returned payment with AMEX and was simply charged a $30? fee and the payment cleared upon second presentation. Now, it wasn't a $3000 payment, prob more like $1000-$1500, but still I heard nothing from them about it-just the fee. As you said, they didn't seem to care. It is odd that they would close the account right off the bat. Is there more to the story??Smiley Indifferent

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