Bank of America Pre-Approv
[ Edited ]
10-19-2012 09:28 AM - edited 10-19-2012 09:29 AM
I have been getting these in the mail once a week for the past couple of months. Some say pre-selected, some say pre-approved. They all have the opt-out language on the bottom of the letters. Does anyone know how they are for approvals (initial limit, who do they pull).?
I had been throwing the offers out, but the one I got yesterdat was for a Detroit Tigers World MC, basically the 3/2/1 card with 0%BT for 15 mos, and 10.99 interest after that. Most of the others had a variable 12.99-20.99 interest rate. 10.99 is pretty decent.
Current Scores: EQ (10/30/13): 744; TU MyFico (10/30/13):769; Walmart TU Fico 08 (10/8/13): 786; EX (10/30/13): 762