Bank of America Pre-Approv
[ Edited ]
10-19-2012 09:28 AM - edited 10-19-2012 09:29 AM
I have been getting these in the mail once a week for the past couple of months. Some say pre-selected, some say pre-approved. They all have the opt-out language on the bottom of the letters. Does anyone know how they are for approvals (initial limit, who do they pull).?
I had been throwing the offers out, but the one I got yesterdat was for a Detroit Tigers World MC, basically the 3/2/1 card with 0%BT for 15 mos, and 10.99 interest after that. Most of the others had a variable 12.99-20.99 interest rate. 10.99 is pretty decent.
CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (4), Chase (6), Nordstrom Visa,US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Citi (5), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Diner's Club MC; Macy's AMEX; A few store cards.
Current Scores (5/2015): EQ My Fico: 775; TU MyFico: 788; EX (My Fico): 764
Re: Bank of America Pre-Approv
[ Edited ]
10-19-2012 10:00 AM - edited 10-19-2012 10:01 AM
National lender and they'll pull any of the 3 for the initial account. Mine for example have always been EX for opening, TU for CLI's. The TU for CLI's seems to be pretty consistent for probably everyone on this forum.
Current Score: EQ 04 700, TU 04 731, EX 98 725 (05/24/15)
Goal Score: 700 on EQ 04 (01/01/16)
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