Established Contributor
Posts: 1,011
Registered: ‎04-08-2012
Barclay CLD Q's
[ Edited ]

Do they do it for new inquiries or new accts? (What if those inq were on same day as getting barclay)

 

What about high balances on a loc or something?

 

Is it 6 months after getting their card or 12 months?

 

Just want to mind my P's and Q's.

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

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