Established Contributor
emptypockets
Posts: 515
Registered: ‎02-03-2009
Re: Barclay CLD Q's
[ Edited ]

I apped for a Barclays NFL card 9/12. At the time, I got a deferred decision (status said it was under review). I called in, and they said decisions are automatically sent for manual review (deferred decision) for people who already have a Barclays card. I currently have a US Air MC, and had a Barclays rewards MC that I cancelled in July (low limit, high APR). I combined the limits on those cards to the US Air card before closing.

 

Anyway, while talking to the CSR, he walked why I wanted a new card, and mentioned that I had a lot of new credit (5-6 cards from June-July app spree). He approved the new card with a 5k limit, but not before warning me that I should not app for any new accounts for 'awhile' or I risk AA (closure or CLD) from them. When I asked how long "awhile" before I app again, he said 6 months. 

 

As always, YMMV. I am laying off apping now (only did this one because $400 cash back after you spend 1k was too much to pass up). But...if I see a really good carwho on knows? LOL

CC's: AMEX Delta/BCP/HH, Alliant Visa, PenFed AMEX, Nordstrom Sig Visa, Lowe's, BBRZ Plat, US Bank Visa Sig Cash+, Chase CSP/Freedom/Marriott, UMB Visa, Dillard's AMEX, US Airways MC, Barclay's NFL Visa, Home Depot, Citi Diamond Pref./Dividend, Discover More, Walmart Discover, Cabela's Visa, Cap One Cash Rewards Visa, BOA Better Balance Rewards MC, Jared, Kohl's, Macy's.

Current Scores: EQ (5/19/13): 743; TU (MyFico 5/19/13):766; Walmart TU Fico 08 (5/13/13): 791; EX (8/21/12 AMEX pull): 779