Regular Contributor
youngman1234
Posts: 230
Registered: ‎02-27-2012
1k to 15k in 11 months...IT Pays to discover !!!

‎10-22-2012 11:11 PM

I got a discover more card last year in Nov 2011 since then at 6 months they gave me 1250. Then at 7 months I called in they increased it to 6750... At 8 months they increased it to 7000... Today at just a lil shy of 11 months limit is now 15k !!!!
BOA Cash Sig-20k, BOA Cash Rewards Plat- 16k, BOA Amex-7.5k, Discover-15k, Penfed Promise- 9k, Chase Slate-3k, Alliant-2.5k, Barclays- 2k, Wells- 1.5k, Pnc-1.5k, Affinity-1k, Capital one- 750, Amex gold- 3k hard limit

Business - Chase Bold- 45k & Chase ink cash- 12k
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Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
Re: 1k to 15k in 11 months...IT Pays to discover !!!

‎10-22-2012 11:17 PM

lol what kinda score do you have to allow CLI almost every month? 


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
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Regular Contributor
youngman1234
Posts: 230
Registered: ‎02-27-2012
Re: 1k to 15k in 11 months...IT Pays to discover !!!

‎10-22-2012 11:46 PM

It's barely 700 now... Highest is 704... 688-704... But plenty of usage and PIF and before statement cuts... Ran almost 40k through it so far.... I have too many inquiries that's what's killing me credit....util is 0%...
BOA Cash Sig-20k, BOA Cash Rewards Plat- 16k, BOA Amex-7.5k, Discover-15k, Penfed Promise- 9k, Chase Slate-3k, Alliant-2.5k, Barclays- 2k, Wells- 1.5k, Pnc-1.5k, Affinity-1k, Capital one- 750, Amex gold- 3k hard limit

Business - Chase Bold- 45k & Chase ink cash- 12k
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Blogger
HiLine
Posts: 2,063
Registered: ‎10-19-2012
Re: 1k to 15k in 11 months...IT Pays to discover !!!

‎10-22-2012 11:51 PM

40k annual spending on a credit card should grant you any kind of credit limit you want lol

---> HiLine's personal finance blog - Follow my journey!  :smileylol:

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Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
Re: 1k to 15k in 11 months...IT Pays to discover !!!

‎10-23-2012 12:39 AM

 

HiLine wrote:

40k annual spending on a credit card should grant you any kind of credit limit you want lol

lol true enough


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
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Frequent Contributor
shakalaka
Posts: 478
Registered: ‎09-10-2012
Re: 1k to 15k in 11 months...IT Pays to discover !!!

‎10-23-2012 02:47 AM

Congrats nice limit


Amex Platinum (NPSL) | Amex BCE (12,000) | Discover IT (8,000) | Chase Freedom (4,300) | Walmart (850) | Alliant CU Visa | CapOne Newcomers MC | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 723 (6/3) EQ 694 (6/12) EX 714 (1/26)
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Valued Contributor
Repo-ed
Posts: 2,603
Registered: ‎02-09-2012
Re: 1k to 15k in 11 months...IT Pays to discover !!!

‎10-23-2012 04:57 AM

were those auto-cli, or consumer initiated HP CLI's?

Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700
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Valued Contributor
CreditScholar
Posts: 1,511
Registered: ‎01-22-2012
Re: 1k to 15k in 11 months...IT Pays to discover !!!

‎10-23-2012 05:19 AM

distantarray wrote:

 

HiLine wrote:

40k annual spending on a credit card should grant you any kind of credit limit you want lol

lol true enough

I don't know if I'd go that far. 40k in annual spending isn't really that much in the grand scheme of things.
FICOs: EX: 800, EQ: 813, TU: 807

Bank of America Privileges with Travel Rewards Visa Signature (EMV) - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $25,000 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
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Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012
Re: 1k to 15k in 11 months...IT Pays to discover !!!

‎10-23-2012 05:33 AM

Wow, that's great, congrats!
Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
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Established Contributor
migliogiorni
Posts: 591
Registered: ‎06-27-2012
Re: 1k to 15k in 11 months...IT Pays to discover !!!

‎10-23-2012 06:34 AM

Usage, usage, usage!! and PIF for cli's. congrats very nice CL.

 

Dallas Cowboys Fan :smileyvery-happy:
CSP: 5k
Wally: 5k
BofA: 4.9k
Chase: 4k
Citi: 3.5k
JCP: 2.4k
DFS: 2k
Discover: 1.25 k
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