Contributor
pat0812
Posts: 93
Registered: ‎09-10-2012
Store card application Help !!

Hello

 

I just started my credit history 5 months ago and right now i have

 

1) $300 WELLS FARGO SECURED

2) $400 WALMART STORE CARD

3) $500 CAPITAL ONE UNSECURED

 

Next month i'm going for a charge card with AMEX

 

Now i have a question 

My friend works in Littman Jewelers and they just came out with their new store cards operated by TD Card services. She told me that a lot of people that don't have a good credit or short credit history are getting straight away 1000-2000 credit limit on their card.

 

I don't know if that is true or not but i was wondering something

Let's say I apply and i get $1500 CL. Is that a good move for my credit ? Because right now my highest limit is $500

Will that look good on my report? Will that help me to get higher limits from know on ? Or store card and credit card are not the same value of importance ?

Because i know that some credit card companies match you the same limits than your highest limit you have

 

Please give me some advice, i would like to give this a try, but would like some advice first

 

 


Starting Score: EQ 683 TU 714
Current Score: EQ 683 TU 714
Goal Score: EQ 740 TU 740


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