Regular Contributor
Posts: 135
Registered: ‎01-04-2012
I love credit unions!
[ Edited ]

went to my local credit union to refi my truck, instant approval @ 5% from 14% with 2 months before my next payment.  AND got a $3000 personal loan at the same time!  Life is good again!Smiley Happy


I guess my question is, does a personal loan to pay down my CC's count toward my utilization?

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
credit Karma 674 credit sesame: 663
B/K discharged 2/2006......closed 8/2012

May your limits be high and your balances low!