Senior Contributor
jsucool76
Posts: 3,241
Registered: ‎12-11-2011
Re: Store card application Help !!
@RonDawg :

As far as I know creditors cannot tell whether the card is a store card or not when they pull your reports. Obviously they can identify GECRB cards and WNNFB cards because the account on your reports lists the creditors, but things like the chase amazon card only say "Chase Bank" on your report. TD is a regular bank so if he got the card it would most lilely just list TD, and report as a regular revolving credit account. Store cards don't report any differently than regular credit cards do.

When people talk about having a good mix of credit, they are usually referring to having credit cards, and installment loans, and stuff like that. Not store card versus bank card.