Posts: 14,062
Registered: ‎04-15-2011
Re: Store card application Help !!

My personal take on the matter.  If you don't need it, and don't shop there.  I wouldn't mess with it.  It's going to ding you with a HP and take a hit on  your AAoA.  If you're going to do that, do it for something you'll use.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!